My husband Travis and I started off our marriage at ages 21 and 22 with 185K in student loans and a baby on the way.
Yeah. Oh and we hadn’t even graduated college yet.
It was scary. REALLY scary.
We had lived in our fun, happy world of college. (Actually, we both studied engineering disciplines so it was also a lot of hard work). Nothing had truly prepared us for what was to come: life. Like, real life. Suddenly the slamming reality of jobs, an infant, daycare, health insurance, taxes, and all these things we didn’t have a clue about. Yes, we both managed to get through differential equations, but the rest of this? Yikes.
We’ve come a long way since then, and have added another kiddo, a dog, a cat, and a fish to our little family.
Okay, so the money thing is Budgets….but why did the word “Kale” come into the name? Well, when I thought of “healthy living” that was the first word that came to mind. My husband and I are super into healthy living. Specifically, we decided that as we were paying off our student loans that we would NOT sacrifice our health. One of the best ways I did this was REALLY meal planning and saving. The first month I added up our groceries it was $800 in food for two adults. I quickly found ways to cut our grocery bills in half and meal planning is my jam. I wrote a long post about it here. My focus was on cooking Whole30 and Paleo meals. However, that changed in Summer 2018. After some scary health concerns, Rachel was diagnosed with chronic gerd and now must eat a low-acid diet. So as of September 2018, look for low-acid meal ideas! Often this means separate meals from the rest of the family, which is challenging in many ways.
Things we believe
Eating healthy is affordable but it takes effort.
Never carry a balance on a credit card.
Credit cards can get you some awesome perks (especially travel ones!)
Exercise is not a punishment.
Life Insurance is something you can’t afford NOT to have
Traveling can be expensive, but it doesn’t have to be.
Saving is important for financial and mental health.
You must care for yourself to be able to care for others too.
The habits you form early can drastically alter your physical and financial health.