Welcome

Hi! I’m so glad you found me on this corner of the internet.

Here’s what you can expect from Budgets & Kale

  • practical ways to lower your budget (and not only skipping Starbucks!)
  • tips for healthy eating on a budget
  • Low-Acid recipes great for chronic gerd and GI issues
  • Personal Finance tips
  • “Budget Lifestyle” things.

Here are a few notable things about me.

  • I was born and raised in Anchorage, Alaska
  • My degree is in Materials Science & Engineering, but currently I am a freelance writer (more below on why)
  • I’m 24 years old.
  • My husband and I have two children. Our daughter was a surprise while we were in college, and it’s the best thing that has ever happened to us.
  • In August 2018 I was diagnosed with Barrett’s Esophagus and chronic gerd. I’m currently in the process of changing my diet around from Paleo to Low-Acid. It’s not easy.
  • Shopping secondhand is my favorite thing ever. It’s environmentally friendly and saves so so so much money.
  • I received a scholarship to #FinCon18 and am SO excited to meet other creators!

I began this blog in March 2017, only four months after my dad has unexpectedly passed away. At that point we were in the middle of paying off our six figures in student loans. This blog was begun partially as a tribute to him. My dad had blogged since the 90s, and I honestly don’t remember a time when my dad didn’t have his laptop in front of him.

We paid off 56K in 14 months, then got the shock of our lifetime. You can read about that in the post, We Are Debt Free, but I Wish We Weren’t.

Then we got another shock in March 2018. Our daughter’s daycare closed (what we thought was a wonderful, well-programmed, very expensive daycare turned out to have some underlying issues) exactly TWO WEEKS before our son was born. Since daycares have an approximate wait list of 8 months in our area, and because my job had been terrible for over a year, I quit. Nowadays, I’m a freelance writer within the personal finance community and blogger. I do this part time and it supplements enough of my former salary to work with our budget. Things feel tight again, but that’s the season of life we are in and that’s okay. So these budgeting tips and ways to save are what we actually do! I hope you find it all helpful.

Cheers,

Rachel

 

 

Hi, my name is Rachel Smith. I’m a personal finance nerd,  Aldi connoissuer, book lover, yoga enthusiast, and budgeting wiz. I was born and raised in Anchorage, Alaska but currently call Michigan home. I want to help people with their finances and eating healthy on a tight budget (no matter what your cost-of-living area is!)



Leave a Reply

Your email address will not be published. Required fields are marked *