Hello Personal Finance

The CHEAPEST Way to Start a Blog and Make Money

The CHEAPEST Way to Start a Blog and Make Money

A few days ago I announced on my Instagram that I had begun paid freelance writing, and that I kind of fell into this because of blogging. Since then, I’ve had several friends (in person and online) ask me, “How did you make your website?” […]

Paying Off Student Loans As a Young Married Couple

Paying Off Student Loans As a Young Married Couple

It’s no secret to anyone in their 20s that student loans in the U.S. are at an all-time high. In fact, many of my fellow 20 somethings are putting their lives on hold becuase of student loans. One of the most common of these is […]

Ways to Save Money AND the Earth at the Same Time

Ways to Save Money AND the Earth at the Same Time

Today’s post contains no affiliate links because all of those would encourage online spending which means additional shipping (i.e. resources for packaging and tansportation). This is just informtion to save money and the earth at the same time.  Let’s Save You Money, and Together Save […]

Auto Ship Your Pet Food: Yes or No?

Auto Ship Your Pet Food: Yes or No?

Until we got our Australian Shepherd puppy, I was pretty against anything labeled “auto-ship.” Whether that be from Amazon or Walmart or wherever. It seemed like a great way to miss out on better in-store deals. But I’m going to go through why you should […]

Walmart Grocery Delivery? Are Delivery Services Worth It?

Walmart Grocery Delivery? Are Delivery Services Worth It?

Walmart has announced it will begin a grocery delivery service! According to this article on MSN, the service will have a $9.95 flate rate fee for delivery of a minimum-$30 purchase. What does this mean? It means major competition against both Amazon and Shipt. Amazon […]

How To Meal Plan, Prep, and Shop On a Budget (Whole30/Paleo)

How To Meal Plan, Prep, and Shop On a Budget (Whole30/Paleo)

I’ve been “meal prepping” for years. Only recently did my husband and I realize how ineffecient we were actually being with our meal prepping and our meal plan. Sure, we could have several meals cooked up, but by the time we’d get to eating those […]

Working 9-5 Feels Impossible After College

Working 9-5 Feels Impossible After College

I’ve been working at my full time job for a bit over year (I was promoted so really it’s only been six months in my current position). I’ve sometimes felt like I can’t stay focused at work all the time. Or more accurately, like there […]

Our Emergency Fund: How Much to Save

We were so excited to get to building our emergency fund to our “fully funded emergency fund.” This is also known as Baby Step 3 of Dave Ramsey’s Financial plan. After we became debt free, it was time to begin saving up. But how did […]

Budgeting Utilities + Tips to Lower Utility Bills

Budgeting Utilities + Tips to Lower Utility Bills

There are a few ways that might be helpful when budgeting for utilities. I can tell you upfront that when we began, we took a complete guess based on the square footage of our rental and hoped that it wouldn’t be over that amount. It […]

Student Loan Rant: Times Have Changed

Student Loan Rant: Times Have Changed

I’m pretty active in some Dave Ramsey/Budgeting Facebook groups. These can be extremely helpful, but also can show how people are at varying levels of understanding. This is particularly true of the cost of college/university and how times have changed. One woman said that she […]