Tag: dave ramsey

Our Emergency Fund: How Much to Save

Our Emergency Fund: How Much to Save

We were so excited to get to building our emergency fund to our “fully funded emergency fund.” This is also known as Baby Step 3 of Dave Ramsey’s Financial plan. After we became debt free, it was time to begin saving up. But how did […]

Climate Change and Social Media: A Rant

Climate Change and Social Media: A Rant

Disclaimer: this is a rant, not a scientific journal. Take my opinions for what they are…opinions. About a month ago, the Paris Agreement was a huge deal. Suddenly, out of nowhere, the world of social media has an influx of environmentalists like I’ve never seen […]

My Grocery List 4th June 2017 + Meal Planning

My Grocery List 4th June 2017 + Meal Planning

Well, it’s been a while since I have posted a grocery list. The truthful reason is that we have been slacking on meal prepping! We went camping two weeks ago, and have people over through the holiday weekend. This meant that meal prepping got lowered on our priority list. We were also burnt out of Whole30/Paleo meals. It took almost a year and a half but we just could.not.think.of.anything that actually sounded good. Then, we realized that we both felt awful and needed to be eating better. When we eat better, we feel better. It sounds cliche, but it’s really that simple.

Everything came from Aldi today! Mostly because we were still a little lazy, and Sunday mid-morning isn’t the best time to shop (though MUCH better than early Sunday afternoon)

Food:

  • Watermelon
  • Whole Grain Bread (for Riley’s PB&J’s if we make them)
  • some spices
  • Sparkling lemonade – for the bottle! It’s the swing type kind that can build pressure. Perect for my homemade kombucha!
  • Minced garlic
  • Red Pepper Sauce – for Travis (it had soy)
  • Raspberry Vinagrette (not Whole30, but is Paleo)
  • Lemons
  • Sweet Potatoes
  • Pistachios
  • Mushrooms
  • Onions
  • Multi – colored bell peppers (x 2)
  • Strawberries (x 2) – these were only $0.99 each!
  • 2 Dozen Eggs
  • Shrimp
  • Pork
  • Chicken Tenderloins

Non-Food

  • Life Jacket for Riley – we were excited to find this so we can take her kayaking!
  • Fresh flowers – I showed these on my Instagram but they are super bright and cheerful
  • Greeting’s day cards – okay, I was seriously impressed by these. They were Hallmark quality, or $.049 apiece! I got one for an upcoming graduation party, one for Father’s Day, and one for our wedding anniversary (which I think was technically a Father’s Day card? but it worked for this occassion too)
  • Bike Pump
  • Heavy Duty storage boxes (x 2) – these were quite impressive for the price!

Overall, this is the first time I’ve ever spent over $100 at Aldi! Mostly because of the non-food list. Still, we managed to get a lot of great prices and got three types of protein.

Meals Planned so far

  • Breakfast Frittata – onion and sausage this time
  • Ultamite Grilled Kabobs (recipe soon!)
  • Plantains seared in ghee (Side dish)
  • Tacos (beef for Travis/Riley, Shrimp/Fish for me) with toasted cauli-rice
  • Roasted Sweet Potatoes (Side dish)

With Motivation,

Rachel

We’re Debt Free Pt 2: Our Debt Numbers

We’re Debt Free Pt 2: Our Debt Numbers

Not long ago, I shared the emotional story of How We Got Out of Debt (and I wish We hadn’t)….Yes. It sounds crazy that I wouldn’t want to be out of debt, but you have to read the story here to understand.  But I decided […]

We Are Debt Free, But I Wish We Weren’t.

We Are Debt Free, But I Wish We Weren’t.

Well….we are debt free. YEARS earlier than expected. And I wish we weren’t.   You are probably thinking I’m crazy or wondering what is wrong with me for wishing we were still in debt, but let me explain. I received a call from my mom […]

Save Even MORE Money On An Already Tight Budget

Save Even MORE Money On An Already Tight Budget

Do you feel like you are already doing everything right as far as budgeting and pinching but still need to somehow save even more money?

Me too. Even though our debt payoff had been in a good place, we yesterday were given the news that our car needs to be replaced. SO, now we’re tightening up again. 

If you are ALREADY doing the following

  • Tracking your Spending
  • Meal Prepping/Cooking at Home
  • Limiting recreation/fun
  • Don’t use cable
  • Drink coffee at home only
  • Work lots of hours

And don’t want to hear about surveys and sketchy sounding ways to make $5 in a month, then keep reading! If you aren’t doing those above items, I’d recommend starting there.

If you still need to pinch a bit more, then this list is for you. I always got frustrated reading article that tell me the “obvious” things and then tell you to “download this app!” New flash: You might save a little more this way but it’s a headache. So what are other options? This is what we’re doing to save even more money from here on.

  • Slash your grocery bill – be HONEST with what you actually need to eat. Make healthy, whole food choices to nourish yourself, but cut the “grass fed organic cage free” etc out. Make sure you will eat everything you buy. Throwing away food is throwing away money.
  • Drink ONLY water – seriously, cut out the extra drinks and see your bank account fuller and your body become healthier. My husband and I have a love for craft beer and kombucha. Both of these drinks happen to be expensive. We would put it into our “groceries” but really these are luxuries. I have made kombucha before, so I plan to do that this month.
  • Use up your cabinets – We try to buy only what we need for that week’s recipes, yet currently our cupboard is almost to max capacity. SO, in the month of April, I will be trying to use up almost everything in our cupboard to keep our grocery bill to a minimum. We also bought a quarter cow so we are pretty set on meat (although I don’t like eating that much red meat so I’ll still be buying some other proteins)
  • Cheap Cleaners – Use my recipe for a household cleaner that will cost you pennies per bottle. Best part? It’s also natural and safe for the family.
  • Cut subscriptions – the time has come for us to chop Spotify out of our lives. We already have Amazon Prime Student and this includes a music service, so we’re basically paying for the same service twice by having Spotify.  Including beauty subscriptions – ladies DO NOT GET ONE OF THESE. They are a way for companies to make money off of deluxe samples and rope you into buying more from them. Unless these products are the ONLY product you ever use and you fully use up every sample, it is NOT WORTH IT. Subscription boxes in general are a thing because it is SUCH an easy way to make a huge profit margin. Don’t get sucked in!
  • Wear ALL of your clothes – Wear every single item of clothing you own. If you really hate something so much that you keep finding excuses not to wear it, then sell it immediately. Do this at a local consignment shop or {online}. This doesn’t count for formal wear or very seasonal-specific items, but if it’s casual or business casual be honest with yourself.
  • Be careful – simply appreciating what you have and taking care of what you own will save you money in the long run. I accidentally knocked over a lamp two weeks ago. I may as well have just thrown away $20. Be extremely careful with expensive electronics.

In any news, we’ll be taking on a tight month, and I’m taking it as a challenge. If you want to join me and save even MORE money this month, let me know something else to do!

With Motivation,

Rachel

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